/* V20 | Clean corporate client journey — fixed stage, no reflow during transitions */
.lf-process{background:#f8f9f8;color:#12283a;padding:116px 0 100px}.lf-process-top{display:grid;grid-template-columns:1.2fr .8fr;gap:72px;align-items:end;margin-bottom:44px}.lf-process-top .eyebrow{color:#aa8050;margin-bottom:22px}.lf-process h2{font-size:clamp(42px,4.1vw,68px);letter-spacing:-.055em;line-height:1.08;margin:0;font-weight:650}.lf-process h2 em{font-style:normal;color:#b99462}.lf-process-lede{font-size:16px;line-height:1.9;color:#536778;margin:0 0 6px}.lf-process-shell{display:grid;grid-template-columns:minmax(270px,.33fr) minmax(0,.67fr);gap:24px;align-items:start}.lf-process-navigation{border:1px solid #e1e6e8;border-radius:16px;background:white;padding:22px 16px;box-shadow:0 14px 45px rgba(31,47,59,.035)}.lf-process-nav-label{margin:0 12px 14px;letter-spacing:.19em;font-size:10px;font-weight:800;color:#9a7c57}.lf-process-step{appearance:none;position:relative;width:100%;display:flex;align-items:center;text-align:left;gap:14px;padding:17px 14px;background:transparent;border:1px solid transparent;border-radius:11px;color:#24384a;transition:background .4s ease,color .4s ease,border-color .4s ease;cursor:pointer}.lf-process-step:hover,.lf-process-step:focus-visible{background:#f4f7f9;outline:none;border-color:#dde5ea}.lf-process-step.is-current{background:#edf3f6;border-color:#dce5e9}.lf-process-step-num{font:700 13px/1.4 Arial,sans-serif;color:#b28b57;min-width:29px}.lf-process-step-word{flex:1;min-width:0}.lf-process-step-word strong{font-size:14px;font-weight:750;display:block;line-height:1.35}.lf-process-step-word small{font-size:11px;color:#758691;display:block;margin-top:3px;line-height:1.4}.lf-process-step-arrow{font-size:16px;color:#b28b57;opacity:0;transition:opacity .35s ease}.lf-process-step.is-current .lf-process-step-arrow{opacity:1}.lf-process-stage{height:620px;position:relative;overflow:hidden;border-radius:16px;background:#fff;border:1px solid #e1e6e8;box-shadow:0 14px 45px rgba(31,47,59,.035)}.lf-process-panel{position:absolute;inset:0;overflow-y:auto;overscroll-behavior:contain;padding:42px 44px;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(6px);transition:opacity .65s ease,transform .65s ease,visibility 0s linear .65s}.lf-process-panel.is-visible{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0);transition:opacity .65s ease,transform .65s ease,visibility 0s}.lf-process-panel-overline{font-size:11px;font-weight:800;letter-spacing:.17em;color:#ad8754;margin-bottom:12px}.lf-process-panel h3{font-size:clamp(27px,2.6vw,39px);color:#112a3f;line-height:1.17;max-width:720px;letter-spacing:-.043em;margin:0 0 16px}.lf-process-summary{font-size:15px;line-height:1.85;color:#526777;margin-bottom:28px;max-width:750px}.lf-criteria-grid,.lf-process-feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.lf-criteria-grid>div,.lf-process-feature-grid>div{border:1px solid #e6eaed;background:#fafbfc;border-radius:11px;padding:17px}.lf-criteria-label{font-size:10px;letter-spacing:.13em;color:#b08b58;font-weight:800;display:block;margin-bottom:9px}.lf-criteria-grid strong,.lf-process-feature-grid strong{display:block;font-size:14px;color:#193247;line-height:1.35;margin-bottom:6px}.lf-criteria-grid p,.lf-process-feature-grid p{font-size:12px;line-height:1.7;color:#607481;margin:0}.lf-process-feature-grid{grid-template-columns:repeat(3,1fr)}.lf-process-feature-grid span{display:inline-block;color:#b08b58;font-size:12px;font-weight:800;margin-bottom:12px}.lf-policy-note{margin-top:17px;padding:15px 18px;border-left:3px solid #be9b6c;background:#f8f7f3;font-size:12px;line-height:1.75;color:#566977;border-radius:0 8px 8px 0}.lf-policy-note strong{color:#183044}.lf-process-cta{display:inline-flex;gap:22px;align-items:center;background:#12314b;color:#fff;padding:14px 22px;border-radius:6px;font-size:13px;font-weight:750;margin-top:22px;transition:background .2s ease}.lf-process-cta:hover{background:#245170;color:#fff}.lf-role-columns{display:grid;grid-template-columns:1fr 1fr;gap:14px}.lf-role-columns>div{background:#f7f9fa;border:1px solid #e5eaed;border-radius:11px;padding:23px}.lf-role-columns span{color:#aa8050;letter-spacing:.15em;font-size:10px;font-weight:800}.lf-role-columns h4{font-size:24px;letter-spacing:-.04em;margin:10px 0;color:#1c3448}.lf-role-columns ul{padding-left:19px;font-size:13px;color:#536a79;line-height:1.8}.lf-process-footer{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:36px}.lf-process-footer>div{border-top:1px solid #dbe2e6;padding:19px 0;display:grid;grid-template-columns:36px auto;column-gap:13px}.lf-process-footer-icon{grid-row:1/3;color:#b28b57;font-size:13px;font-weight:850}.lf-process-footer strong{font-size:13px;color:#20394b}.lf-process-footer small{font-size:11px;color:#718390;margin-top:5px}
@media(max-width:1000px){.lf-process-top{grid-template-columns:1fr;gap:18px}.lf-process-shell{grid-template-columns:1fr}.lf-process-navigation{display:flex;overflow-x:auto;gap:5px;padding:9px;scrollbar-width:thin}.lf-process-nav-label{display:none}.lf-process-step{min-width:182px;width:auto;flex:0 0 auto}.lf-process-step-arrow{display:none}.lf-process-stage{height:620px}.lf-process-footer{grid-template-columns:repeat(2,1fr)}}
@media(max-width:660px){.lf-process{padding:80px 0 66px}.lf-process-stage{height:720px}.lf-process-panel{padding:25px 22px}.lf-process-panel h3{font-size:29px}.lf-criteria-grid,.lf-process-feature-grid,.lf-role-columns{grid-template-columns:1fr}.lf-criteria-grid>div,.lf-process-feature-grid>div{padding:14px}.lf-process-footer{gap:12px}.lf-process-footer>div{grid-template-columns:1fr}.lf-process-footer-icon{grid-row:auto;margin-bottom:5px}.lf-process-top{margin-bottom:26px}}
@media(prefers-reduced-motion:reduce){.lf-process-panel{transition:none;transform:none}}